A.  FINANCIAL STATEMENT ANALYSIS & CASH FLOW – Commercial Sources of Debt & Equity:
1.  Getting in sync with cash flow
2.  Mining the balance sheet
3.  Understanding liquidity vs. available cash
4.  Creating a business plan to secure cash
5.  Identifying and securing external sources of capital
6.  Knowing when to use debt to finance your business
7.  Managing selling/disbursement cycles to improve cash flow
8. Applying the keys to managing cash flow in a small business

B.  BUSINESS DEVELOPMENT & GROWTH:
1.  Retention and growth of client relationships
2.  Developing strategies and tactics
3.  Strategic planning and cost savings
4.  Leadership and team building
5.  Customer service/Needs based
6.  Commercial Lending
7.  Productivity improvements/Increased revenue
8.  Problem resolution and Decision making

C.  BUSINESS SOLUTIONS PROFILING STUDY:
To provide context and prior to development of the Business Plan, we will work with you in completing a Business Solutions Profiling Study.  This study will be an in depth look at market served, years under current management and planning that is in place.  The sales and marketing area will be thoroughly explored.  We will look at your target market, means by which you will attract clients and why the business would be chosen over competitors.  The competition will be addressed and a review of your systems, are matters that will be reviewed.  The ideas relevant to retaining good employees to include growth and development as well as benefits provided are an integral part of the plan.

We will discuss the financials, risk management and to some extent collection procedures.  All of which lead to the accomplishment of the goals that you have set for yourself and your business.
Lastly, commitments and a call to action are addressed.

The cornerstones of my professional philosophy are communication, motivation, team building, a positive work ethic, and a drive for excellence.